ePassporte is the system which was recognized in two largest sectors of the Internet – on-line casinos and so-called “industries for adults”. It is registered in the offshore of Curacao, the main offices are located in Los Angeles and Toronto. The system has a high rating of reliability. The logic of transactions is closely connected with the system VISA. Alas, as well as in NETeller, regions of the former USSR are included into so-called restricted list (the list of restrictions). However, it does not mean, that inhabitants of these countries (Russia, Ukraine, Moldova, Romania, Latvia, a number of the countries Delnego and the Near East) cannot work in this system. What you should do to start a new account in ePassporte – is explained in this article.
1. Registration in the system
Two types of accounts are offered to you at once: personal and business. The last also has some modifications. The personal is the most minimalist, but it is more anonymous. But all the same, at registration you necessarily should give the authentic personal data (a name, the address and phone) and also to give credit card number. After that the system does special verification payment – on your account some sum comes twice, and you should say its exact size.
At registration you are automatically given Virtual VISA Card. But thus it will be necessary to transfer not less than 25 USD into system from which 5 USD are cost of annual service of the virtual VISA, and 20 simply remain on your account. If you don’t have a usual card VISA, not virtual one – you can order it for 35USD, and it will be sent by mail. So totally first the payment of 60 USD is made, and then 2 years later $35 will be taken off from your account for further use. All payments can be made either from a current credit card, or if there is an account in America, through on-line banker’s check. Besides, after registration the owner will receive Gift Account – a special “affiliated” account for transfers and gifts.
For a business account more serious registration is required. First, you should give to managers of system copies of the documents proving the identity, and secondly, the account is created only under certain type of payments. To pay for business account registration it is necessary 100 USD and 35 USD for VISA, and then in two years it is necessary to pay the following period of using a card at a rate of 35 USD. There is an option of management of an account through a mobile phone – “Text Money” (it is necessary that the device could have the connection with Internet).
2. How to get registered from the Restricted Region
For regions with the limited access using personal type of an account is intentionally made as much as possible inconvenient and difficult. In particular, payments inside the system are forbidden. It is made in order to lower the quantity of uses of stolen credit cards. But thus no restrictions of the restricted list work on business accounts. Therefore one of variants can be simply business registration. There is also the second way – the owner of a business account can create affiliated personal accounts and transfer them in using to everybody. So, for example, managers of sites with the employees often do. Therefore you can simply agree with someone who has a business account that he will create for you a personal account.
3. Input/output of money from system
As we wrote, everything is connected with the system VISA. But it is possible to insert money, using European direct bank transfer. For input of money 5 % the commission is taken off, however, if you use American on-line checks, after the first payment it decreases by 2 %.
Transfers inside the system cost 25 cents, irrespective of the sum, but thus there are only five transacts during the day which cost that much. If you want to make a major quantity of transfers each next one will cost 1 dollar. For a personal account the daily limit on 10 transacts is established. You do not pay for entering payments.
Also there is a limit for input/output of money: input costs no more than 500 USD with use of virtual VISA and thus no more than 5 outputs a day. The output of money is symmetric – the same 500 dollars for one calling and a limit on 5 transacts. For business accounts volumes it is more – 1000 USD. If you use Gift Account then the output sum goes down to 320 USD for once.
It is the easier and cheaper to receive money on a card of type VISA + or Electron. Use of bank cards Wire Transfer will cost 50 USD to you for one transact. ePassporte is the system which is closed enough and does not co-operate with other financial Internet sluices – only banks and VISA.
4. Pluses and minuses
Cost of initial expenses for account opening in system will make 60 USD for personal-account or 135 USD for a business-account (taking into account registration, but without commission fee for transactions). Also for inhabitants of the restricted regions there are described complexities of registration. But the account at the reliable and widely recognized operator providing confidentiality and operative billing service, integrated with leading credit system of the world – VISA will be result of efforts and expenses.
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Moneybookers
Posted in September 23rd, 2008 | Edit
Electronic payment system Moneybookers
System Moneybookers Ltd. It is registered in Great Britain in 2003 in tax body of the country as it is the enterprise for rendering of financial services. The system has received the greatest application as an electronic purse for carrying out reciprocal payments and preservations of money resources, an electronic purse for input and output of means from game sites and payment of various services in a network. Many people call this system the analogue of PayPal for the CIS countries (except Ukraine).
The payment system is universal, as it gives the service both to the individuals and to the organizations in more than 170 countries, including the CIS countries. Kinds of currencies in Moneybookers are the various: euro, dollar, and also national currencies of the countries: Great Britain, Gong Cong, Singapore, Australia, Japan, Canada, Switzerland, Sweden, and Denmark. As a matter of fact it is a multiple currency electronic purse, however, at converting from one currency in another commission fee will be raised.
About registration
Registration procedure in Moneybookers is simple enough: from the main page of the system under the reference «register» the client gets on page with the registration form where very it is important to fill all fields correctly – especially it concerns e-mail addresses, the present name and a surname, and also the correct post address and an index. Also it is required to fill fields with phones, (the Mr., the Ms. or the Mrs.) and to specify title date of birth – it will be requested at any operation of input and output of means. Having put a tick under a phrase about the consent with all working conditions «By submitting this form …» and having convinced of correct filling of fields, it is possible to be registered and wait on e-mail for the letter with number ID. It needs to be entered on page and to wait for activation of the account within seven days.
Features
The basic features of system Moneybookers concern conformity of number of the account (it a login and the identifier) true e-mail which is entered as primary “primary”. Despite possibility to add other electronic addresses on which you can transfer money to other participants, sending of money through system addressees you will always see only primary e-mail and a true name of the owner. Thus, the concept of confidentiality of system simply is absent; however the information on the owner of the account will be given only on demand of the authorities of Great Britain if the person of the owner and his account is of interest.
Input of money for the account
Before undergoing procedure of verification of the account in Moneybookers it is necessary to fill up the account in system, that is, to carry out input of means. The system forbids using electronic exchange services, therefore presence of the currency account is required almost in any bank for primary input of means. In Russia it is possible to have the account in the Savings Bank, but it will complicate further verification procedure. Data are necessary for registration of your own account in system – a SWIFT-code of bank and 20-unit number of the bank account necessarily opened and addressed to the owner of the account in Moneybookers. It is necessary to come on a system site into the account, to press «the Output of money», then near to the index “Bank” to press “Management” and to enter requisites.
Verification procedure
To understand all the possibilities of the system it is necessary to pass verification which can be applied to the CIS countries in three variants. It is necessary for the further conclusion of means without restrictions. On the bank account it is necessary to have the sum about 20 US dollars which should be sent into the account in system Moneybookers with instructions in the field of “Payment function” of number ID of system or in the field “Payment to invoice”. This way will legalize an output of means to the bank account with a limit of operations hardly more than 3000 US dollars. The verification code is necessary for receiving in bank – it is in the text of the payment commission (swifting). The similar sum of a limit of operations is added if primary verification on the site of system has been accomplished by means of input of the code number received at registration. Here it is required to wait arrival of the letter with code number on the post address specified at registration.
If except the currency bank account there is credit card VISA Classic, MasterCard or VISA electron (except the CIS countries) with a CCV-code on the back cards, after data input from the card some percent is taken off additionally (2-3$). Card verification is the following: in cash dispense or in the Internet-banking it is necessary to take an extract of operations, then the exact sum removed by Moneybookers should be inserted on a site. Now procedure of output of means allows transferring money directly on a bank card. The limit of output of means for 2000 US dollars also rises. Passage of all kinds of verification guarantees a rising of a limit of transactions by a summation method.
Input/output and tariffs
After account verification it is possible to enter and deduce money from on-line casinos, poker on-line clubs and to exchange payments with users of system Moneybookers. It is possible to enter and deduce money for other bank accounts if to specify them in system, but the conclusion from secondary accounts is almost twice more expensive than from the bank account «primary». Except an interdiction for use of exchange services, there is a danger of closing of the account at suspicion in swindle. For system use in poker-rooms and the casino it is obligatory to observe the coincidence of e-mail system and e-mail account in game service.
Registration and account replenishment in Moneybookers is free, as well as reception of money and exhibiting of accounts for payment. Sending of means costs to other user 1 % from the sum (a minimum €0.5), an output to the bank account is fixed – €1.80, removal of money by the check or for the secondary account is €3.50 (also it is fixed). Replenishment of the account by a credit card is 2.5 % from the sum, and the minimum sum of transfer is equivalent to €0.01 in any currency.